Interchange

Visa Interchange

International Service Assessment 1.00% + $0.00
Visa ISA - Issuer Currency 1.40% + $0.00
Cash Advance International Service Assessment 0.40% + $0.00
Account Verification 0.00% + $0.0250
Visa Address Verification Service ††      
Visa CBPS Participation Fee      
Mis-Use of Auth 0.00% + $0.0900
Zero Floor Limit 0.00% + $0.2000
Mis-Use of AuthReturns      
Zero Floor LimitReturns      
NAPF 0.00% + $0.0195
NAPF Debit 0.00% + $0.0155
NAPF Exempt 0.00% + $0.0000
Echeck Acquirer Processing Fee 0.00% + $0.0000
Visa US B2B Service Fee 1.55% + $0.0000
Clearing Access 0.00% + $0.0018
Int'l Acquiring Fee (IAF) 0.45% + $0.0000
IAF High Risk 0.90% + $0.0000
Assessments % 0.1400% + $0.0000
Visa Debit Assessments 0.1300% + $0.0000
Visa Transaction Integrity Fee (TIF) 0.00% + $0.10
Visa Credit Trans Integrity Fee 0.00% + $0.10
Cash Advance International Service Assessment - Asia Pacific  0.40% + $0.00
International Acquiring Fee - Asia Pacific Region 0.20% + $0.00
Cash Advance International Acquiring Fee - Asia Pacific Region 0.10% + $0.00
VISA CREDIT VCHR PROCESSING FEE 0.00% + $0.0195
VISA CREDIT VCHR PROCESS FEE DB 0.00% + $0.0155
VI INTL CREDIT VCHR PRCS FEE 0.00% + $0.0395
VI INTL CREDIT VCHR PRCS - DEBIT 0.00% + $0.0355
VISA ASIA PACIFIC ISA FEE 0.40% + $0.0000
VISA JAPAN ISA FEE 0.20% + $0.0000
VISA ISA FEE - ISSUER CURRENCY 1.00% + $0.0000
VISA JAPAN ISA FEE ISSUER CURR 1.00% + $0.0000
VISA ACQUIRER PRCE FEE INTL - DB 0.00% + $0.0355
VISA ACQUIRER PRCE FEE INTL - CR 0.00% + $0.0395
VISA ISA CASH ADVANCE ISSUER CUR 1.45% + $0.0000
VISA AP ISA CASH ADVANCE ISSUER 1.00% + $0.0000
VISA INTEGRITY DATA QUALITY FEE       
VISA INTEG DATA QUALITY INTL FEE      
VISA INTEG DATA CONSISTENCY FEE       
VISA INTEG DATA CONSISTENCY INT       
VISA INTEG EXCESS REATTEMPTS          
VISA INTEG EXCESS REATTEMPTS INT      
VISA INTEG NEVER REAPPROVE FEE  †††      
VISA INTEG NEVER REAPPROVE INTL †††      
VISA INTEG EXCESS FALLBACK FEE        
Fixed Acquirer Network Fee -  Table 1A Tier 1** 0.00% + $2.90
Fixed Acquirer Network Fee -  Table 1A Tier 2** 0.00% + $2.90
Fixed Acquirer Network Fee -  Table 1A Tier 3** 0.00% + $2.90
Fixed Acquirer Network Fee -  Table 1A Tier 4** 0.00% + $4.00
Fixed Acquirer Network Fee -  Table 1A Tier 5** 0.00% + $4.00
Fixed Acquirer Network Fee -  Table 1A Tier 6** 0.00% + $4.00
Fixed Acquirer Network Fee -  Table 1A Tier 7** 0.00% + $5.00
Fixed Acquirer Network Fee -  Table 1A Tier 8** 0.00% + $5.00
Fixed Acquirer Network Fee -  Table 1A Tier 9** 0.00% + $8.00
Fixed Acquirer Network Fee -  Table 1A Tier 10** 0.00% + $12.00
Fixed Acquirer Network Fee -  Table 1A Tier 11** 0.00% + $18.00
Fixed Acquirer Network Fee -  Table 1A Tier 12** 0.00% + $25.00
Fixed Acquirer Network Fee -  Table 1A Tier 13** 0.00% + $35.00
Fixed Acquirer Network Fee -  Table 1A Tier 14** 0.00% + $45.00
Fixed Acquirer Network Fee -  Table 1A Tier 15** 0.00% + $55.00
Fixed Acquirer Network Fee -  Table 1A Tier 16** 0.00% + $65.00
Fixed Acquirer Network Fee -  Table 1A Tier 17** 0.00% + $75.00
Fixed Acquirer Network Fee -  Table 1A Tier 18** 0.00% + $85.00
Fixed Acquirer Network Fee -  Table 1A Tier 19** 0.00% + $0.00
Fixed Acquirer Network Fee -  Table 1A Tier 20** 0.15% + $0.00
Fixed Acquirer Network Fee -  Table 1B Tier 1** 0.00% + $2.00
Fixed Acquirer Network Fee -  Table 1B Tier 2** 0.00% + $2.00
Fixed Acquirer Network Fee -  Table 1B Tier 3** 0.00% + $2.00
Fixed Acquirer Network Fee -  Table 1B Tier 4** 0.00% + $2.90
Fixed Acquirer Network Fee -  Table 1B Tier 5** 0.00% + $2.90
Fixed Acquirer Network Fee -  Table 1B Tier 6** 0.00% + $2.90
Fixed Acquirer Network Fee -  Table 1B Tier 7** 0.00% + $4.00
Fixed Acquirer Network Fee -  Table 1B Tier 8** 0.00% + $4.00
Fixed Acquirer Network Fee -  Table 1B Tier 9** 0.00% + $6.00
Fixed Acquirer Network Fee -  Table 1B Tier 10** 0.00% + $8.00
Fixed Acquirer Network Fee -  Table 1B Tier 11** 0.00% + $10.00
Fixed Acquirer Network Fee -  Table 1B Tier 12** 0.00% + $14.00
Fixed Acquirer Network Fee -  Table 1B Tier 13** 0.00% + $24.00
Fixed Acquirer Network Fee -  Table 1B Tier 14** 0.00% + $32.00
Fixed Acquirer Network Fee -  Table 1B Tier 15** 0.00% + $40.00
Fixed Acquirer Network Fee -  Table 1B Tier 16** 0.00% + $50.00
Fixed Acquirer Network Fee -  Table 1B Tier 17** 0.00% + $60.00
Fixed Acquirer Network Fee -  Table 1B Tier 18** 0.00% + $65.00
Fixed Acquirer Network Fee -  Table 1B Tier 19** 0.00% + $0.00
Fixed Acquirer Network Fee -  Table 1B Tier 20** 0.15% + $0.00
Fixed Acquirer Network Fee -  Table 2 Tier 1 0.00% + $0.00
Fixed Acquirer Network Fee -  Table 2 Tier 2 0.15% + $0.00
Fixed Acquirer Network Fee -  Table 2 Tier 3 0.00% + $7.00
Fixed Acquirer Network Fee -  Table 2 Tier 4 0.00% + $9.00
Fixed Acquirer Network Fee -  Table 2 Tier 5 0.00% + $15.00
Fixed Acquirer Network Fee -  Table 2 Tier 6 0.00% + $45.00
Fixed Acquirer Network Fee -  Table 2 Tier 7 0.00% + $160.00
Fixed Acquirer Network Fee -  Table 2 Tier 8 0.00% + $450.00
Fixed Acquirer Network Fee -  Table 2 Tier 9 0.00% + $1,000.00
Fixed Acquirer Network Fee -  Table 2 Tier 10 0.00% + $2,000.00
Fixed Acquirer Network Fee -  Table 2 Tier 11 0.00% + $4,000.00
Fixed Acquirer Network Fee -  Table 2 Tier 12 0.00% + $8,000.00
Fixed Acquirer Network Fee -  Table 2 Tier 13 0.00% + $16,000.00
Fixed Acquirer Network Fee -  Table 2 Tier 14 0.00% + $45,000.00
Fixed Acquirer Network Fee -  Table 2 Tier 15 0.00% + $70,000.00
     

 

CONSUMER & COMMERCIAL Interchange Category % Rate + Per Item
VISA CPS/RETAIL (PSIRF) 1.51% + $0.10
VISA CPS/CARD NOT PRESENT 1.89% + $0.10
PRODUCT 1 CNP CONSUMER 1.89% + $0.10
PRODUCT 1 CNP CONSUMER REWARDS 2.04% + $0.10
PRODUCT 1 CNP SIGNATURE 2.05% + $0.10
PRODUCT 1 CNP SIGNATURE PREFER 2.50% + $0.10
VISA SM MERCH PRODUCT 1 CONSUMER 1.58% + $0.10
VISA SM MERCH PRODUCT 1 REWARDS 1.73% + $0.10
V SM MERCH PRODUCT 1 SIGNATURE 1.73% + $0.10
V SM MERCH PRODUCT 1 SIGN INF 2.18% + $0.10
PRODUCT 1 TOKEN CONSUMER 1.80% + $0.10
PRODUCT 1 TOKEN REWARDS 1.95% + $0.10
PRODUCT 1 TOKEN SIGNATURE 1.95% + $0.10
PROD 1 TOKEN SIGNATURE PREF 2.40% + $0.10
PRODCUT 2 CP CONSUMER 1.51% + $0.10
PRODUCT 2 CP CONSUMER REWARDS 1.65% + $0.10
PRODUCT 2 CP SIGNATURE 1.65% + $0.10
PRODUCT 2 CP SIGNATURE PREFER 2.10% + $0.10
VISA SM MERCH PRODUCT 2 CONSUMER 1.29% + $0.10
VISA SM MERCH PRODUCT 2 REWARDS 1.43% + $0.10
V SM MERCH PRODUCT 2 SIGNATURE 1.43% + $0.10
V SM MERCH PRODUCT 2 SIGN INF 1.88% + $0.10
VISA CPS KEYED ENTERED 1.89% + $0.10
CPS SMALL TICKET SS & GOV 1.65% + $0.04
CPS SMALL TICKET REWARDS 1.90% + $0.00
CPS SMALL TICKET REWARDS MIN 0.00% + $0.04
CPS SMALL TICKET SIGNATURE 2.20% + $0.00
CPS SMALL TICKET SIGNATURE MIN 0.00% + $0.04
CPS SMALL TICKET SPEND QUAL 2.20% + $0.00
CPS SMALL TICKET SPEND QUA MIN 0.00% + $0.04
RESTAURANT CONSUMER CP 2.10% + $0.00
RESTAURANT CONSUMER CP MIN 0.00% + $0.04
RESTAURANT SIGN PREFER CP 2.60% + $0.00
RESTAURANT SIGN PREFER CP MIN 0.00% + $0.04
RESTAURANT CONSUMER CNP 2.20% + $0.00
RESTAURANT CONSUMER CNP MIN 0.00% + $0.04
RESTAURANT SIGN PREFER CNP 2.70% + $0.00
RESTAURANT SIGN PREFER CNP MIN 0.00% + $0.04
V SM MERCH RESTAURANT CNP CONS 2.10% + $0.00
V SM MERCH RESTRNT CNP CONS MIN 0.00% + $0.04
V SM MERCH RESTRNT CNP SIGN INF 2.60% + $0.00
V SM MERCH RSTRNT CNPSIGN INFMIN 0.00% + $0.04
RESTAURANT TOKEN CNP CONS 2.10% + $0.00
RESTAURANT TOKEN CNP CONS MIN 0.00% + $0.04
RESTAURANT TOKEN CNP SIGN INF 2.60% + $0.00
RESTAURANT TKN CNP SIGN INF MIN 0.00% + $0.04
STANDARD CONSUMER TRAD 3.15% + $0.10
STANDARD CONSUMER SIGN 3.15% + $0.10
STANDARD CONSUMER SIGN MAX 0.00% + $1.10
VISA UTILITY 0.00% + $0.75
VISA SUPERMARKET QUALIFICATION 1.50% + $0.07
VISA SUPERMARKET TRAD 1.50% + $0.07
VISA SUPERMARKET REWARDS 1.50% + $0.07
VISA CPS CHARITY REL ORG 1.35% + $0.05
VISA CPS T&E 1.89% + $0.10
VISA CPS/CAR RENTAL CARD NT PRST 1.89% + $0.10
FUEL CONSUMER CREDIT 1.15% + $0.25
VISA CPS/E-COMMERCE BASIC 1.89% + $0.10
CPS/E-COMM-PREF HOTEL 1.89% + $0.10
CPS/E-COMM-PREF-CAR RENTAL 1.89% + $0.10
CPS/E-COMM-PREF PASSGR TRANSIT 1.89% + $0.10
CPS/GOVERNMENT CONSUMER 1.55% + $0.10
VISA GSA GOVERNMENT TO GOVERNMNT 1.65% + $0.10
GSA LARGE TICKET 1.20% + $39.00
PURCHASING EMERGING LARGE TICKET 1.45% + $35.00
CORPORATE LARGE TICKET 1.45% + $35.00
COMMERCIAL FUEL FLEET 2.50% + $0.10
CPS/PASSENGER TRANSPORT CNP 1.89% + $0.10
FUEL CONSUMER CREDIT MAX 0.00% + $1.10
STANDARD CONSUMER TRAD MAX 0.00% + $1.10
US STRAIGHT THROUGH PROCESS TR1 2.00% + $0.10
US STRAIGHT THROUGH PROCESS TR2 1.30% + $35.00
US STRAIGHT THROUGH PROCESS TR3 1.10% + $35.00
US STRAIGHT THROUGH PROCESS TR4 0.95% + $35.00
US STRAIGHT THROUGH PROCESS TR5 0.80% + $35.00
COMM NON TRAVEL LEVEL 3 1.90% + $0.10
COMMERCIAL LEVEL III - CORPORATE 1.90% + $0.10
CORP NON TRAVEL LEVEL 2 2.50% + $0.10
V COMM LEVEL II - BUS TIER 1 1.90% + $0.10
COMMERCIAL CARD LEVEL II - PURCH 2.50% + $0.10
V COMM STANDARD - BUSINESS 3.15% + $0.20
COMM CARD RETAIL - CORPORATE 2.50% + $0.10
V COMM CP - BUS TIER 1 1.90% + $0.10
COMM CARD RETAIL - PURCHASING 2.50% + $0.10
COMMERCIAL CARD CNP - PURCHASING 2.70% + $0.10
V COMM CNP - BUS TIER 1 2.65% + $0.10
COMMERCIAL CARD CNP - CORPORATE 2.70% + $0.10
VISA UTILITY - BUSINESS CARD 0.00% + $1.50
PURCHASING ELECTRONIC WITH DATA 2.95% + $0.10
COMM ELECT WITH DATA CORPORATE 2.95% + $0.10
V COMM CPS/TRAVEL - BUS TIER 1 2.35% + $0.10
COMM CPS/TRAVEL - PURCH 2.65% + $0.10
COMM CPS/TRAVEL - CORP 2.65% + $0.10
COMMERCIAL STANDARD PURCHASING 2.95% + $0.10
COMMERCIAL STANDARD 2.95% + $0.10
VISA SUPERMARKET SIGN INF 1.65% + $0.07
VISA SUPERMARKET SIGN PREF 2.00% + $0.07
VISA INTL COMMERCIAL 2.00% + $0.00
VISA INTL ELECTRONIC CONSUMER 1.10% + $0.00
VISA INTL ISSUER CHIP 1.20% + $0.00
VISA INTL ACQUIRER CHIP 1.00% + $0.00
VISA INTL STANDARD CONSUMER 1.60% + $0.00
VISA INTL SECURE ELEC COMMERCE 1.44% + $0.00
VISA INTL ELEC COMMERCE MERCH 1.44% + $0.00
VISA INTERNATIONAL PREMIUM 1.80% + $0.00
VISA INTERNATIONAL SUPER PREMIUM 1.97% + $0.00
TRAVEL SERVICE CONS STANDARD 2.25% + $0.10
STANDARD CONSUMER SIGN PREF 3.15% + $0.10
STANDARD CONSUMER SIG PREF MAX 0.00% + $1.10
VISA SUPERMARKET SPEND QUAL 2.00% + $0.07
STANDARD CONSUMER SPEND QUAL 3.15% + $0.10
STANDARD CONSUMER SPEND QUAL MAX 0.00% + $1.10
VISA US/CREDIT VOUCHER-CONSUMER 1.76% + $0.00
VISA US/CREDIT VOUCHER COMMERCIA 2.35% + $0.00
VISA US/CREDIT VOUCHER MOTO 2.05% + $0.00
VISA US/CREDIT VOUCHER PASS-TRAN 2.33% + $0.00
VISA CREDIT VOUCHER PURCH GSA 1 2.35% + $0.00
VISA CREDIT VOUCHER PURCH GSA 2 2.15% + $0.00
VISA CREDIT VOUCHER PURCH GSA 3 2.00% + $0.00
VISA CREDIT VOUCHER PURCH GSA 4 1.80% + $0.00
VISA CREDIT VOUCHER PURCH GSA 5 1.80% + $0.00
VISA CREDIT VOUCHER PURCH 1 2.40% + $0.00
VISA CREDIT VOUCHER PURCH 2 2.30% + $0.00
VISA CREDIT VOUCHER PURCH 3 2.20% + $0.00
VISA CREDIT VOUCHER PURCH 4 2.00% + $0.00
VISA CREDIT VOUCHER PURCH 5 1.80% + $0.00
V COMM LEVEL II - BUS TIER 2 2.05% + $0.10
V COMM CNP - BUS TIER 2 2.80% + $0.10
V COMM CP - BUS TIER 2 2.05% + $0.10
V COMM CPS/TRAVEL - BUS TIER 2 2.50% + $0.10
V COMM LEVEL II - BUS TIER 3 2.10% + $0.10
V COMM CNP - BUS TIER 3 2.85% + $0.10
V COMM CP - BUS TIER 3 2.10% + $0.10
V COMM CPS/TRAVEL - BUS TIER 3 2.55% + $0.10
US B2B VIRTUAL PYMT 2.00% + $0.00
US B2B VPAY REGISTER A1 0.80% + $0.00
US B2B VPAY REGISTER A2 1.00% + $0.00
US B2B VPAY REGISTER A3 1.20% + $0.00
US B2B VPAY REGISTER A4 1.40% + $0.00
US B2B VPAY REGISTER A5 1.60% + $0.00
US B2B VPAY REGISTER A6 1.80% + $0.00
VISA COMMERCIAL CHOICE A001 0.40% + $0.00
VISA COMMERCIAL CHOICE A002 0.45% + $0.00
VISA COMMERCIAL CHOICE A003 0.50% + $0.00
VISA COMMERCIAL CHOICE A004 0.55% + $0.00
VISA COMMERCIAL CHOICE A005 0.60% + $0.00
VISA COMMERCIAL CHOICE A006 0.65% + $0.00
VISA COMMERCIAL CHOICE A007 0.70% + $0.00
VISA COMMERCIAL CHOICE A008 0.75% + $0.00
VISA COMMERCIAL CHOICE A009 0.80% + $0.00
VISA COMMERCIAL CHOICE A010 0.85% + $0.00
VISA COMMERCIAL CHOICE A011 0.90% + $0.00
VISA COMMERCIAL CHOICE A012 0.95% + $0.00
VISA COMMERCIAL CHOICE A013 1.00% + $0.00
VISA COMMERCIAL CHOICE A014 1.05% + $0.00
VISA COMMERCIAL CHOICE A015 1.10% + $0.00
VISA COMMERCIAL CHOICE A016 1.15% + $0.00
VISA COMMERCIAL CHOICE A017 1.20% + $0.00
VISA COMMERCIAL CHOICE A018 1.25% + $0.00
VISA COMMERCIAL CHOICE A019 1.30% + $0.00
VISA COMMERCIAL CHOICE A020 1.35% + $0.00
VISA COMMERCIAL CHOICE A021 1.40% + $0.00
VISA COMMERCIAL CHOICE A022 1.45% + $0.00
VISA COMMERCIAL CHOICE A023 0.00% + $0.00
VISA COMMERCIAL CHOICE A024 0.05% + $0.00
VISA COMMERCIAL CHOICE A025 0.10% + $0.00
VISA COMMERCIAL CHOICE A026 0.15% + $0.00
VISA COMMERCIAL CHOICE A027 0.20% + $0.00
VISA COMMERCIAL CHOICE A028 0.25% + $0.00
VISA COMMERCIAL CHOICE A029 0.30% + $0.00
VISA COMMERCIAL CHOICE A030 0.35% + $0.00
VISA COMMERCIAL CHOICE A031 1.50% + $0.00
VISA COMMERCIAL CHOICE A032 1.55% + $0.00
VISA COMMERCIAL CHOICE A033 1.60% + $0.00
VISA COMMERCIAL CHOICE A034 1.65% + $0.00
VISA COMMERCIAL CHOICE A035 1.70% + $0.00
VISA COMMERCIAL CHOICE A036 1.75% + $0.00
UNREGULATED DEBIT Interchange Category % Rate + Per Item  
RETAIL CHECK CARD 2 DEB $0.15 0.80% + $0.15
CARD NOT PRESENT DEB $0.15 1.65% + $0.15
RETAIL CARD ENTRY DEB $0.15 1.65% + $0.15
SMALL TICKET DEB $0.04 1.55% + $0.04
RESTAURANT DEB $0.10 1.19% + $0.10
ELECTRONIC (EIRF) DEB $0.20 1.75% + $0.20
EIRF PETROLEUM MAX $0.95 0.00% + $0.95
CONSUMER STANDARD DEBIT $0.25 1.90% + $0.25
DEBT REPAYMENT NO FEE DEBIT $0.15 0.65% + $0.15
DEBT REPAYMENT NO FEE DEBIT MAX $0.65 0.00% + $0.65
DEBT REPAYMENT CONV FEE DB $0.15 0.65% + $0.15
DEBT REPAYMENT CONV FEE DB MAX $2.00 0.00% + $2.00
SUPERMARKET CHECK CARD 2 DEB $0.30 0.00% + $0.30
VISA CPS RETAIL 2 CNP DEB $0.15 0.65% + $0.15
CPS/RETAIL 2 CNP DB MAX $2.00 0.00% + $2.00
VISA UTILITY DEB $0.65 0.00% + $0.65
VISA UTILITY DEB - RECURRING   0.00% + $0.45
UTILITY BUSINESS DEBIT $1.50 0.00% + $1.50
UTILITY BUSINESS DEBIT - RECURRING $0.75      
HOTEL CARD NOT PRESENT DEB $0.15 1.70% + $0.15
HOTEL CARD PRESENT DEB $0.10 1.19% + $0.10
CAR RENTAL CARD NOT PRESENT DEB $0.15 1.70% + $0.15
CAR RENTAL CARD PRESENT DEB $0.10 1.19% + $0.10
RETAIL SERVICE STATION DEB $0.15 0.80% + $0.15
E-COMMERCE - BASIC DEB $0.15 1.65% + $0.15
E-COMMERCE PREFERRED DEB $0.15 1.60% + $0.15
E-COMMERCE PREFERRED-HOTEL DEB $0.15 1.70% + $0.15
E-COMMERCE PRERRED-CAR RENTA DEB $0.15 1.70% + $0.15
E-COMMERCE PREFERRED-PASSENG DEB $0.15 1.70% + $0.15
AUTOMATED FUEL DISPENSER DEB $0.15 0.80% + $0.15
AUTOMATED FUEL DISPENSER DEB MAX $0.95 0.00% + $0.95
SERVICE STATION DEB MAX $0.95 0.00% + $0.95
PASSENGER TRANSPORT DEB $0.10 1.19% + $0.10
CPS/PASSENGER TRANSPORT DB CNP $0.15 1.70% + $0.15
CPS/GOVERNMENT DEBIT $0.15 0.65% + $0.15
CPS/GOVERNMENT DEBIT MAX $2.00 0.00% + $2.00
VISA CONSUMER BILL PAY CONS DB   1.65% + $0.15
COMM CARD PRESENT - BUS DEBIT $0.10 1.70% + $0.10
VISA CONSUMER BILL PAY BUS DB   2.45% + $0.10
COMM CARD NOT PRESENT BUS DEBIT $0.10 2.45% + $0.10
COMM STANDARD BUS DEBIT $0.10 2.95% + $0.10
CREDIT VOUCH-PT DEB $0.00 0.00% + $0.00
CREDIT VOUCH-NON-PT DEB $0.00 0.00% + $0.00
CREDIT VOUCH-CONS MOTO DEB $0.00 0.00% + $0.00
CREDIT VOUCHER COMMERCIAL DEBIT $0.00 0.00% + $0.00
       
UNREGULATED PREPAID Interchange Category % Rate + Per Item
CPS/RETAIL BASE PREPAID 1.15% + $0.15
CPS/RESTAURANT PREPAID 1.15% + $0.15
CPS/SMALL TICKET PREPAID 1.60% + $0.05
CPS/CNP PREPAID 1.75% + $0.20
CPS/KEY ENTERED PREPAID 1.75% + $0.20
EIRF PREPAID 1.80% + $0.20
EIRF FUEL PREPAID MAX 0.00% + $0.95
STANDARD PREPAID 1.90% + $0.25
CPS/SUPERMARKET PREPAID 1.15% + $0.15
CPS/SUPERMARKET PREPAID MAX 0.00% + $0.35
CPS/SERVICE STATION PREPAID 1.15% + $0.15
CPS/SERVICE STATION PREPAID MAX 0.00% + $0.95
CPS/AUTO FUEL DISPENSER PREPAID 1.15% + $0.15
CPS/AUTO FUEL DISPENSER PP MAX 0.00% + $0.95
CPS/CAR RENTAL CNP PREPAID 1.75% + $0.20
CPS/CAR RENTAL CP PREPAID 1.15% + $0.15
CPS/HOTEL CNP PREPAID 1.75% + $0.20
CPS/HOTEL CARD PRESENT PREPAID 1.15% + $0.15
CPS/PASSENGER TRANSPORT PREPAID 1.15% + $0.15
CPS/PASSENGER TRANPORT PP CNP 1.75% + $0.20
CPS/RETAIL 2 CNP PREPAID 0.65% + $0.15
CPS/RETAIL 2 CNP PREPAID MAX 0.00% + $2.00
CPS/E-COMMERCE BASIC PREPAID 1.75% + $0.20
CPS/E-COMM PREFERRED PREPAID 1.75% + $0.20
CPS/E-COMM- CAR RENTAL PREPAID 1.75% + $0.20
CPS/E-COMM - HOTEL PREPAID 1.75% + $0.20
CPS/E-COMM PASSENGER PREPAID 1.75% + $0.20
CPS/GOVERNMENT PREPAID 0.65% + $0.15
CPS/GOVERNMENT PREPAID MAX 0.00% + $2.00
VISA CONSUMER BILL PAY CONS PP 1.75% + $0.20
UTILITY BUSINESS PREPAID 0.00% + $1.50
PURCHASING LARGE TICKET PREPAID 1.45% + $35.00
BUS PURCH PREPAID CP 2.15% + $0.10
VISA CONSUMER BILL PAY BUS PP 2.65% + $0.10
BUS PURCH PREPAID CNP 2.65% + $0.10
STANDARD BUS PURCH PREPAID 2.95% + $0.10
CORPORATE PREPAID CP 2.65% + $0.10
CORPORATE PREPAID CNP 2.65% + $0.10
STANDARD CORPORATE PREPAID 2.95% + $0.10
DEBT REPAYMENT NO FEE PREPAID 0.65% + $0.15
DEBT REPAYMENT NO FEE PREPAID MA 0.00% + $0.65
DEBT REPAYMENT CONV FEE PREPAID 0.65% + $0.15
DEBT REPAYMENT CONV FEE PP MAX 0.00% + $2.00
       
REGULATED DEBIT Interchange Category % Rate + Per Item
CPS/BASE DEBIT REG 0.05% + $0.22
CPS/KEY ENTERED DEBIT REG 0.05% + $0.22
CPS/SMALL TICKET DEBIT REG 0.05% + $0.22
CPS/RESTAURANT DEBIT REG 0.05% + $0.22
EIRF DEBIT REG 0.05% + $0.22
EIRF MAX DEBIT REG 0.05% + $0.22
STANDARD DEBIT REG 0.05% + $0.22
CPS/SUPERMARKET DEBIT REG 0.05% + $0.22
CPS/RETAIL 2 CNP DEBIT REG 0.05% + $0.22
UTILITY DEBIT REG 0.05% + $0.22
CPS/HOTEL CARD PRESENT DB REG 0.05% + $0.22
CPS/HOTEL CNP DEBIT REG 0.05% + $0.22
CPS/CAR RENTAL CP DEBIT REG 0.05% + $0.22
CPS/CAR RENTAL CNP DEBIT REG 0.05% + $0.22
CPS/PASSENGER TRANSPORT DB REG 0.05% + $0.22
CPS/PASS TRANSPORT CNP DB REG 0.05% + $0.22
CPS/CNP DEBIT REG 0.05% + $0.22
CPS/AUTO FUEL DISPENSER DB REG 0.05% + $0.22
CPS/SERVICE STATION DEBIT REG 0.05% + $0.22
CPS/SERVICE STN MAX DEBIT REG 0.05% + $0.22
CPS/E-COMMERCE BASIC DEBIT REG 0.05% + $0.22
CPS/E-COMM PREFERRED DEBIT REG 0.05% + $0.22
CPS/E-COMM - HOTEL DEBIT REG 0.05% + $0.22
CPS/E-COMM- CAR RENTAL DEBIT REG 0.05% + $0.22
CPS/E-COMM PASSENGER DEBIT REG 0.05% + $0.22
DEBT REPAYMENT NO FEE DEBIT REG 0.05% + $0.22
DEBT REPAYMENT CONV FEE DB REG 0.05% + $0.22
CREDIT - PASSENGER DEBIT REG 0.00% + $0.00
CREDIT NON PASSENGER DEBT REG 0.00% + $0.00
CREDIT VOUCHER - MOTO DEBIT REG 0.00% + $0.00
COMMERCIAL LEVEL II - DEBIT REG 0.05% + $0.22
COMMERCIAL CNP - DEBIT REG 0.05% + $0.22
COMMERCIAL RETAIL - DEBIT REG 0.05% + $0.22
COMMERCIAL BUS 2 BUS - DEBIT REG 0.05% + $0.22
COMMERCIAL STANDARD - DEBIT REG 0.05% + $0.22
COMMERCIAL UTILITY - DEBIT REG 0.05% + $0.22
COMM CARD PRESENT BUS DEBIT REG 0.05% + $0.22
COMM CNP BUS DEBIT REG 0.05% + $0.22
COMM STANDARD BUS DEBIT REG 0.05% + $0.22
COMM LEVEL III - CORP DB REG 0.05% + $0.22
COMM ELECT WITH DATA CORP DB REG 0.05% + $0.22
COMM CPS/TRAVEL - CORP DB REG 0.05% + $0.22
COMMERCIAL LEVEL III DEBIT REG 0.05% + $0.22
GSA LARGE TICKET DEBIT REG 0.05% + $0.22
GSA GVNMNT TO GVNMNT DEBIT REG 0.05% + $0.22
PURCHASING LARGE TKT DEBIT REG 0.05% + $0.22
COMMERCIAL CR VOUCHER DEBIT REG 0.00% + $0.00
INTL COMMERCIAL DEBIT REG 0.05% + $0.22
INTL ELECTRONIC DEBIT REG 0.05% + $0.22
INTL ISSUER CHIP DEBIT REG 0.05% + $0.22
INTL ACQUIRER CHIP DEBIT REG 0.05% + $0.22
INTL STANDARD DEBIT REG 0.05% + $0.22
INTL SECURE ECOMM DEBIT REG 0.05% + $0.22
INTL ECOMM MERCH DEBIT REG 0.05% + $0.22
INTL PREMIUM DEBIT REG 0.05% + $0.22
INTL SUPER PREMIUM DEBIT REG 0.05% + $0.22
CPS/GOVERNMENT DEBIT REG 0.05% + $0.22
       

Mastercard Interchange

CARD ASSOCIATION FEES Interchange Category % Rate + Per Item
Acquirer Program Support Fee 0.850% + $0.0000
Intl Cross Border Fee 0.600% + $0.0000
Intl DCC Cross Border Fee 1.000% + $0.0000
Assessment PI (NABU Fee) 0.000% + $0.0195
Assessment % 0.130% + $0.0000
Assessment % (Credit >$1k) 0.140% + $0.0000
MC Acquirer License Fee 0.0047% + $0.0000
MC Digital Enablement Fee 0.02% + $0.0000
MC Digital Enablement Fee - Minimum 0.00% + $0.0200
MC Digital Enablement Fee - Maximum 0.00% + $0.2000
Decline Resaon Code Service 0.00% + $0.0200
MC Wholesale B2B Acquirer Fee 1.5700% + $0.0000
MC FREIGHT PROGRAM ACQUIRER FEE 0.5000% + $0.0000
MC LOCATION FEE LOW VOLUME       0.0000% + $0.0000
MC LOCATION FEE EXCLUSION        0.0000% + $0.0000
PROCESSING INTGRY - FINAL AUTH 0.2500% + $0.0000
PROCESSING INTGRY-FINAL AUTH MIN 0.0000% + $0.0400
PROCESSING INTGRY-UNDEFINED AUTH 0.0000% + $0.0450
PROCESSING INTGRY - PRE AUTH 0.0000% + $0.0450
MC NABU CREDIT VOUCHER 0.0000% + $0.0195
PROCESSING INTGRY - LINE ITEM 0.0000% + $0.0120
Processing Integrity – Invalid ICA 0.0000% + $0.0000
Processing Integ - Format Error 0.0000% + $0.0000
MASTERCARD FILE TRANSMISSION FEE 0.0000% + $0.0012
MASTERCARD ACCEPTANCE FEE 0.0000% + $0.0022
MC Address Verification Service††  0.000% + $0.0000
CVC2 Authorization Fee  0.000% + $0.0000
Account Status Inquiry 0.000% + $0.0000
Processing Integrity No Reversal 0.000% + $0.0450
Processing Integrity Late Card Present 0.000% + $0.0450
Processing Integrity Late Card Not Present 0.000% + $0.0450
Processing Integrity No Reversal - T&E†† 0.000% + $0.0450
Processing Integrity Late Reversal - T&E††† 0.000% + $0.0000
Processing Integrity Line Item 0.000% + $0.0100
Data Integrity AUTOMATED FUEL DISPENSER   0.000% + $1.0000
Data Integrity INVALID STATE              0.000% + $1.0000
Data Integrity TERMINAL POINT OF SALE     0.000% + $1.0000
Data Integrity MAG STRIPE FALLBACK POS    0.000% + $1.0000
Data Integrity INCONSISTENT MAG STRIPE    0.000% + $1.0000
Data Integrity PREAUTH MAESTRO AFD        0.000% + $1.0000
Data Integrity INVALID PREAUTH REQUEST    0.000% + $1.0000
Data Integrity AUTOMATIC BILLING UPDATER  0.000% + $1.0000
Data Integrity CRED ON FILE RECURRING PAY 0.000% + $1.0000
Data Integrity INVALID CARDACCEPTOR DATA  0.000% + $1.0000
Data Integrity TERMINAL INPUT CAPABILITY  0.000% + $1.0000
Data Integrity TRACE ID MATCH             0.000% + $1.0000
Data Integrity POINT OF SALE AUTH VALUES  0.000% + $1.0000
Data Integrity MERCHANT NAME MATCH        0.000% + $1.0000
Data Integrity TERM INPUT CAP IND MATCH   0.000% + $1.0000
Data Integrity ACCT AUTHENTICATION VALUE  0.000% + $1.0000
Data Integrity CHIP TRAN LOCAL TIME       0.000% + $1.0000
Data Integrity CHIP TRAN TERM ENTRY MODE  0.000% + $1.0000
Data Integrity CHP TRAN POS TECH FALLBACK 0.000% + $1.0000
Data Integrity CHIP TRANSACTION ICC MATCH 0.000% + $1.0000
Data Integrity CHP TRAN INVALID EMV TAGS  0.000% + $1.0000
Data Integrity AUTHENTICATION ERROR RATE  0.000% + $1.0000
MC AUTH REVERSAL 0.000% + $0.0050
MC ANNUAL PARTICIPATION FEE 0.000% + $1.2500
MC HUMANITARIAN AID ASMT 0.0025% + $0.0000
MC US TPE Excessive Auth Attempt 0.0000% + $0.1000
MC US TPE Nominal Amount Auth 0.0000% + $0.0450
MC TPE - Resubmission not allowed 0.0000% + $0.0300
       
CONSUMER & COMMERCIAL Interchange Category % Rate Per Item
M/C MERIT III 1.65% $0.10
MC SMALL TICKET CP CORE 1.65% $0.02
MC SMALL TICKET CP ENHANCED 1.80% $0.02
MC SMALL TICKET CP WORLD 1.90% $0.02
MC SMALL TICKET CP WORLD ELITE 2.30% $0.02
MC SMALL TICKET CP HIGH VALUE 2.30% $0.02
MC SMALL TICKET CNP CORE 1.95% $0.02
MC SMALL TICKET CNP ENHANCED 2.10% $0.02
MC SMALL TICKET CNP WORLD 2.20% $0.02
MC SMALL TICKET CNP WORLD ELITE 2.60% $0.02
MC SMALL TICKET CNP HIGH VALUE 2.60% $0.02
M/C KEY ENTERED 1.95% $0.10
M/C MERIT I 1.95% $0.10
MC MERIT I - DAY CARE 1.60% $0.10
M/C CONSUMER STANDARD 3.15% $0.10
M/C SUPERMARKET 1.45% $0.10
M/C MERIT 1 - INSU 1.43% $0.05
M/C MERIT 1 - REAL ESTATE 1.43% $0.05
M/C UTILITY CREDIT 0.00% $0.75
M/C PETROLEUM BASE 1.90% $0.00
M/C PETROLEUM BASE MAX 0.00% $0.95
M/C PASSENGER TRANSPORT 1.65% $0.10
M/C CONVENIENCE PURCHASES 1.65% $0.04
MC CONVENIENCE TIER 1 1.35% $0.00
M/C TRAVEL PREMIER-LODGING 1.65% $0.10
M/C TRAVEL PREMIER-VEHICLE 1.65% $0.10
M/C SVC INDS INCENTIVE PROG 1.15% $0.05
MC PUBLIC SECTOR CNP CREDIT 1.55% $0.10
MC PUBLIC SECTOR CP CREDIT 1.55% $0.10
M/C U.S. MERCHANT UCAF 1.95% $0.10
M/C U.S. FULL UCAF 1.95% $0.10
MC CHARITY CONSUMER CREDIT 2.00% $0.10
M/C CORP DATA RATE III 1.90% $0.10
M/C CORP DATA RATE III PURCHASE 1.90% $0.10
M/C CORP DATA RATE III FLEET 1.90% $0.10
M/C COMM DATA RATE II - CORPORAT 2.50% $0.10
M/C COMM DATA RATE II - BUSINESS 1.90% $0.10
MC COMMERCIAL BUS TO BUS 2.00% $0.00
MC COMM BUS TO BUS 2 1.80% $0.00
MC COMM BUS TO BUS 3 1.60% $0.00
MC COMM BUS TO BUS 4 1.40% $0.00
MC COMM BUS TO BUS 5 1.20% $0.00
MC COMM BUS TO BUS 6 1.00% $0.00
M/C COMM DATA RATE II - FLEET 2.50% $0.10
M/C COMM DATA RATE II - PURCHASE 2.50% $0.10
M/C COMM DATA RATE II PETROLEUM 2.20% $0.10
MC DATA RATE II PETROLEUM BUS 1.90% $0.10
M/C UTILITIES - BUSINESS 0.00% $1.50
M/C CORP DATA RATE I 2.70% $0.10
M/C CORP DATA RATE I BUSINESS 2.65% $0.10
M/C CORP DATA RATE I PURCHASE 2.70% $0.10
M/C CORP DATA RATE I FLEET 2.70% $0.10
MC CHARITY BUSINESS 2.00% $0.10
MC CHARITY FLEET 2.00% $0.10
MC CHARITY PURCHASING 2.00% $0.10
MC CHARITY CORPORATE 2.00% $0.10
CORPORATE T&E II 2.65% $0.10
M/C CORPORATE T&E 2 BUSINESS 2.35% $0.10
M/C CORPORATE T&E 2 PURCHASING 2.65% $0.10
M/C CORPORATE T&E 2 FLEET 2.65% $0.10
M/C CORP STANDARD BUSINESS 2.95% $0.10
M/C CORP STANDARD PURCHASE 2.95% $0.10
M/C CORP STANDARD FLEET 2.95% $0.10
M/C CORPORATE STANDARD 2.95% $0.10
M/C CORP LARGE TICKET 1.45% $35.00
M/C CORP LARGE TICKET I PURCHASE 1.45% $35.00
M/C CORP LARGE TICKET I FLEET 1.45% $35.00
MC DATA RATE I B2 2.80% $0.10
MC DATA RATE II B2 2.05% $0.10
MC DATA RATE II PETROLEUM B2 2.05% $0.10
MC COMM STANDARD B2 3.10% $0.10
MC CHARITY BUSINESS SPEND 2 2.00% $0.10
MC T&E RATE II B2 2.50% $0.10
MC COMM UTILITIES B2 0.00% $1.50
MC DATA RATE I B3 2.85% $0.10
MC DATA RATE II B3 2.10% $0.10
MC DATA RATE II PETROLEUM B3 2.10% $0.10
MC COMM STANDARD B3 3.15% $0.10
MC CHARITY BUSINESS SPEND 3 2.00% $0.10
MC T&E RATE II B3 2.55% $0.10
MC COMM UTILITIES B3 0.00% $1.50
MC DATA RATE I B4 2.95% $0.10
MC DATA RATE II B4 2.20% $0.10
MC DATA RATE II PETROLEUM B4 2.20% $0.10
MC COMM STANDARD B4 3.25% $0.10
MC CHARITY BUSINESS SPEND 4 2.00% $0.10
MC T&E RATE II B4 2.65% $0.10
MC COMM UTILITIES B4 0.00% $1.50
MC DATA RATE I B5 3.00% $0.10
MC DATA RATE II B5 2.25% $0.10
MC DATA RATE II PETROLEUM B5 2.25% $0.10
MC T&E RATE B5 2.70% $0.10
MC UTILITIES B5 0.00% $1.50
MC STANDARD B5 3.30% $0.10
MC CHARITY B5 2.00% $0.10
MC CONSUMER CR REFUND GROUP 1 2.30% $0.00
MC CONSUMER CR REFUND GROUP 2 1.75% $0.00
MC CONSUMER CR REFUND GROUP 3 1.75% $0.00
MC CONSUMER CR REFUND GROUP 4 1.75% $0.00
MC CONSUMER CR REFUND GROUP 5 1.75% $0.00
MC CORPORATE CR REFUND GROUP 1 2.37% $0.00
MC CORPORATE CR REFUND GROUP 2 2.30% $0.00
MC CORPORATE CR REFUND GROUP 3 2.21% $0.00
MC CORPORATE CR REFUND GROUP 4 2.16% $0.00
MC INTL CONSUMER CREDIT VOUCHER Eliminated  
MC INTL COMM CREDIT VOUCHER 1.80% $0.00
MC INTL CONSUMER CV PREMIUM Eliminated  
MC INTL CONSUMER CV S PREMIUM Eliminated  
MC INTL CONSUMER CV ELECTRONIC Eliminated  
MC INTL US CR VOUCHER S PREM 1.00% $0.00
MC INTL US CR VOUCHER PREMIUM 1.00% $0.00
MC INTL US CR VOUCHER CORE 1.00% $0.00
MC INTL COMM CREDIT VOUCHER PREM 1.80% $0.00
MC INTL COMM CV PURCHASING 1.80% $0.00
MC INTL COMM CV ELECTRONIC 1.80% $0.00
M/C ENHANCED MERIT III BASE 1.80% $0.10
M/C ENHANCED SUPERMARKET BASE 1.60% $0.10
M/C ENHANCED KEY ENTERED 2.10% $0.10
M/C ENHANCED MERIT I 2.10% $0.10
MC ENHANCED MERIT I - DAY CARE 1.60% $0.10
M/C ENHANCED MERIT 1 - INSU 1.43% $0.05
M/C ENHANCED MERIT 1 - REAL 1.43% $0.05
M/C ENHANCED STANDARD 3.15% $0.10
M/C ENHANCED CONVENIENCE PURCHAS 1.80% $0.04
MC ENHANCED CONVENIENCE TIER 1 1.35% $0.00
M/C ENHANCED SERVICE INDUSTRY 1.15% $0.05
M/C ENHANCED PUBLIC SECTOR CNP 1.55% $0.10
M/C ENHANCED PUBLIC SECTOR CP 1.55% $0.10
M/C ENHANCED MERCHANT UCAF 2.10% $0.10
M/C ENHANCED FULL UCAF 2.10% $0.10
M/C ENHANCED TIPS - LODGING 1.75% $0.10
M/C ENHANCED TIPS - CAR RENTAL 1.75% $0.10
M/C ENHANCED UTILITY 0.00% $0.75
M/C ENHANCED PASSENGER TRANSPORT 1.75% $0.10
M/C ENHANCED PETROLEUM 1.90% $0.00
M/C ENHANCED PETROLEUM BASE MAX 0.00% $0.95
M/C HIGH VALUE KEY-ENTERED 2.60% $0.10
M/C HIGH VALUE T&E LARGE TICKET 2.55% $0.00
M/C HIGH VALUE MERIT III BASE 2.30% $0.10
M/C HIGH VALUE MERIT 1 2.60% $0.10
M/C HIGH VALUE MERIT 1 REAL ESTA 2.20% $0.10
M/C HIGH VALUE MERIT 1 INSURANCE 2.25% $0.10
M/C HIGH VALUE PETROLEUM BASE 2.00% $0.00
M/C HIGH VALUE PUBLIC SECTOR CP 1.55% $0.10
M/C HIGH VALUE PUBLIC SECTOR CNP 1.55% $0.10
M/C HIGH VALUE RESTAURANT 2.00% $0.10
M/C HIGH VALUE STANDARD 3.15% $0.10
M/C HIGH VALUE SUPERMARKET BASE 2.10% $0.10
M/C HIGH VALUE SERVICE INDUSTRIE 1.15% $0.05
M/C HIGH VALUE T&E 2.55% $0.10
M/C HIGH VALUE AIRLINE 2.55% $0.10
M/C HIGH VALUE CONVENIENCE PURCH 2.30% $0.04
MC HIGH VALUE CONVENIENCE TIER 1 1.60% $0.00
M/C HIGH VALUE FULL UCAF 2.60% $0.10
M/C HIGH VALUE MERCHANT UCAF 2.60% $0.10
M/C HIGH VALUE UTILITIES 0.00% $0.75
MC CHARITY HIGH VALUE 2.00% $0.10
UNREGULATED DEBIT Interchange Category % Rate Per Item
M/C MERIT III DEB 1.05% $0.15
M/C KEY ENTERED DEB 1.65% $0.15
M/C MERIT I DEB 1.65% $0.15
M/C SMALL TICKET DEB 1.55% $0.04
M/C RESTAURANT DEB 1.19% $0.10
M/C CONSUMER STANDARD DEBIT 1.90% $0.25
M/C EMERGING MARKETS DEB 0.80% $0.25
MC EMERGING MRKT - ED/GOVT DEBIT 0.65% $0.15
MC EMERGING MRKT ED/GOVT DB MAX 0.00% $2.00
M/C SUPERMARKET DEB 1.05% $0.15
M/C SUPERMARKET TR MAX DEB 0.00% $0.35
M/C MERIT 1 DEBIT CORE REAL 0.80% $0.25
MC MERIT I - DB REAL ESTATE MAX 0.00% $5.00
MERIT I LOANS DEBIT 0.80% $0.25
MERIT I LOANS DEBIT MAX 0.00% $2.95
M/C UTILITY DEBIT 0.00% $0.65
M/C PASSENGER TRANSPORT DEB 1.60% $0.15
M/C TRAVEL PREMIER-LODGING DEB 1.15% $0.15
M/C TRAVEL PREMIER-VEHICLE DEB 1.15% $0.15
M/C SVC INDS INCENTIVE PROG DEB 1.15% $0.05
M/C U.S. MERCHANT UCAF DEB 1.65% $0.15
M/C U.S. FULL UCAF DEB 1.65% $0.15
M/C SMALL TICKET - TIER 1 DEBIT 1.30% $0.03
M/C PETRO CAT AFD DEB 0.70% $0.17
M/C PETRO SVC STN DEB 0.70% $0.17
M/C PETROLEUM CAT/AFD MAX 0.00% $0.95
M/C PETROLEUM SVC STN MAX 0.00% $0.95
MC CHARITY CONSUMER DEBIT 1.45% $0.15
MC CORP DATA RATE I BUS DEBIT 2.65% $0.10
MC CORP DATA RATE II BUS DEBIT 2.10% $0.10
MC DATA RATE II PETROL BUS DEBIT 2.05% $0.10
MC CORP STANDARD BUS DEBIT 2.95% $0.10
MC CHARITY BUSINESS DEBIT 2.00% $0.10
MC CORP T&E RATE II BUS DEBIT 2.35% $0.10
MC UTILITIES BUS DEBIT 0.00% $1.50
MC HUMANITARIAN AID STANDARD 1.65% $0.00
INTL HUMANITARIAN AID STANDARD 1.65% $0.00
MC CONSUMER DEB REFUND GROUP 1 0.00% $0.00
MC CONSUMER DEB REFUND GROUP 2 0.00% $0.00
MC CONSUMER DEB REFUND GROUP 3 0.00% $0.00
UNREGULATED PREPAID DEBIT Interchange Category % Rate Per Item
MC MERIT III PREPAID 1.15% $0.15
MC KEY ENTERED PREPAID 1.76% $0.20
MC MERIT I PREPAID 1.76% $0.20
MC SMALL TICKET PREPAID 1.55% $0.04
MC RESTAURANT PREPAID 1.19% $0.10
MC STANDARD PREPAID 1.90% $0.25
MC EMERGING MARKETS PREPAID 0.80% $0.25
MC EMERGING MRKT ED/GOVT PREPAID 0.65% $0.15
MC EMERGE MRKT ED/GOVT PREPAIDMX 0.00% $2.00
MC SUPERMARKET BASE PREPAID 1.05% $0.15*
MC SUPERMARKET MAX PREPAID 0.00% $0.35
MC MERIT I REAL ESTATE PREPAID 0.80% $0.25
MC MERIT I - PP REAL ESTATE MAX 0.00% $5.00
MERIT I LOANS PREPAID 0.80% $0.25
MERIT I LOANS PREPAID MAX 0.00% $2.95
MC UTILITY PREPAID 0.00% $0.65
MC PASSENGER TRANSPORT PREPAID 1.60% $0.15
MC TRAVELPREMIER LODGING PREPAID 1.15% $0.15
MC TRAVEL PREMIER CAR RENTAL PP 1.15% $0.15
MC SERVICE INDUSTRIES PREPAID 1.15% $0.05
MC MERCHANT UCAF PREPAID 1.76% $0.20
MC FULL UCAF PREPAID 1.76% $0.20
MC SMALL TICKET TIER 1 PREPAID 1.30% $0.03
MC PETROLEUM AFD PREPAID 0.70% $0.17
MC SERVICE STATION PREPAID 0.70% $0.17
MC PETROLEUM AFD PREPAID MAX 0.00% $0.95
MC SERVICE STATION PREPAID MAX 0.00% $0.95
MC CHARITY CONSUMER PREPAID 1.45% $0.15
MC DATA RATE I BUSINESS PREPAID 2.65% $0.10
MC DATA RATE II BUSINESS PREPAID 2.65% $0.10
MC DATA RATE II PETROLEUM BUS PP 2.05% $0.10
MC T&E RATE BUSINESS PREPAID 2.35% $0.10
MC UTILITIES BUSINESS PREPAID 0.00% $1.50
MC STANDARD BUSINESS PREPAID 2.95% $0.10
MC CHARITY BUSINESS PREPAID 2.00% $0.10
MC REFUND GROUP 1 PREPAID 0.00% $0.00
MC REFUND GROUP 2 PREPAID 0.00% $0.00
MC REFUND GROUP 3 PREPAID 0.00% $0.00
REGULATED DEBIT Interchange Category % Rate Per Item
MERIT III BASE - DEBIT REG 0.05% $0.21
RESTAURANT - DEBIT REG 0.05% $0.21
SMALL TICKET - DEBIT REG 0.05% $0.21
KEY ENTERED - DEBIT REG 0.05% $0.21
MERIT I - DEBIT REG 0.05% $0.21
CONSUMER STANDARD - DEBIT REG 0.05% $0.21
SMALL TICKET TIER 1 - DEBIT REG 0.05% $0.21
PETROLEUM AFD - DEBIT REG 0.05% $0.21
PETROLEUM AFD MAX - DEBIT REG 0.05% $0.21
SERVICE STATION - DEBIT REG 0.05% $0.21
SERVICE STATION MAX - DEBIT REG 0.05% $0.21
EMERGING MARKETS - DEBIT REG 0.05% $0.21
MC EMERGING MRKT ED/GOVT DB REG 0.05% $0.21
UTILITIES - DEBIT REG 0.05% $0.21
MERIT I REAL ESTATE - DEBIT REG 0.05% $0.21
SUPERMARKET BASE - DEBIT REG 0.05% $0.21
SUPERMARKET MAX - DEBIT REG 0.05% $0.21
SERV INDUST PROG (SIIP) DB REG 0.05% $0.21
TRAVEL (TIPS) LODGING DB REG 0.05% $0.21
TRAVEL (TIPS) CAR DEBIT REG 0.05% $0.21
PASSENGER TRANSPORT - DEBIT REG 0.05% $0.21
US MERCHANT UCAF - DEBIT REG 0.05% $0.21
US FULL UCAF - DEBIT REG 0.05% $0.21
MC CHARITY DEBIT REGULATED 0.05% $0.21
MC CHARITY ZERO RATE DEB REG 0.00% $0.00
DEBIT REFUND GROUP 1 - DB REG 0.00% $0.00
DEBIT REFUND GROUP 2 - DB REG 0.00% $0.00
DEBIT REFUND GROUP 3 - DB REG 0.00% $0.00
MERIT III BASE - DB REG W/FA 0.05% $0.22
RESTAURANT - DEBIT REG W/FA 0.05% $0.22
SMALL TICKET - DEBIT REG W/FA 0.05% $0.22
SMALL TKT TIER 1 - DB REG W/FA 0.05% $0.22
PETROLEUM AFD - DB REG W/FA 0.05% $0.22
PETROLEUM AFD MAX - DB REG W/FA 0.05% $0.22
SERVICE STATION - DB REG W/FA 0.05% $0.22
SERVICE STATION MAX DB REG W/FA 0.05% $0.22
EMERGING MARKETS - DB REG W/FA 0.05% $0.22
MC EMERGE MRKT ED/GOVT DR W/FA 0.05% $0.22
UTILITIES - DEBIT REG W/FA 0.05% $0.22
KEY ENTERED - DEBIT REG W/FA 0.05% $0.22
MERIT I - DEBIT REG W/FA 0.05% $0.22
MERIT I REAL ESTATE DB REG W/FA 0.05% $0.22
SUPERMARKET BASE - DB REG W/FA 0.05% $0.22
SUPERMARKET MAX - DB REG W/FA 0.05% $0.22
SERV IND PROG (SIIP) DB REG W/FA 0.05% $0.22
TRAVEL (TIPS) HOTEL DB REG W/FA 0.05% $0.22
TRAVEL (TIPS) CAR DEBIT REG W/FA 0.05% $0.22
PASSENGER TRANS - DB REG W/FA 0.05% $0.22
MERCHANT UCAF - DB REG W/FA 0.05% $0.22
FULL UCAF - DB REG W/FA 0.05% $0.22
MC CHARITY DEBIT REG W/FA 0.05% $0.22
MC CHARITY ZERO RATE DB REG W/FA 0.00% $0.00
REFUND GROUP 1 - DB REG W/FA 0.00% $0.00
REFUND GROUP 2 - DB REG W/FA 0.00% $0.00
REFUND GROUP 3 - DB REG W/FA 0.00% $0.00
CONSUMER STAND - DB REG W/FA 0.05% $0.22
CORP DATA RATE II - DEBIT REG 0.05% $0.21
CORP ENH DATA RATE II - DB REG 0.05% $0.21
CORP DATA RATE II - DB REG FLEET 0.05% $0.21
CORP DATA RATE II PETROL DB REG 0.05% $0.21
CORP ENH DATA II PETROL DB REG 0.05% $0.21
CORP DATA RATE I - DEBIT REG 0.05% $0.21
CORP ENH DATA RATE I - DEBIT REG 0.05% $0.21
CORP T&E DATA RATE II DEBIT REG 0.05% $0.21
CORP T&E DATA II DB REG FLEET 0.05% $0.21
CORP ENH T&E DATA RATE 2 DB REG 0.05% $0.21
CORP UTILITY DEBIT REG 0.05% $0.21
MC CHARITY COMM DEBIT REG 0.05% $0.21
CORP STANDARD DEBIT REG 0.05% $0.21
CORP ENH STANDARD DEBIT REG 0.05% $0.21
MC SMALL TKT COMM DB REG 0.05% $0.21
CORP REFUND GROUP 1 - DB REG 0.00% $0.00
CORP REFUND GROUP 2 - DB REG 0.00% $0.00
CORP REFUND GROUP 3 - DB REG 0.00% $0.00
CORP REFUND GROUP 4 - DB REG 0.00% $0.00
CORP DATA RATE II - DB REG W/FA 0.05% $0.22
CORP ENH DATA RATE 2 DB REG W/FA 0.05% $0.22
CORP DATE II - DB REG FLEET W/FA 0.05% $0.22
CORP DATA II PETROL DB REG W/FA 0.05% $0.22
C ENH DATA II PETROL DB REG W/FA 0.05% $0.22
CORP DATE RATE I - DB REG W/FA 0.05% $0.22
CORP ENH DATA RATE I DB REG W/FA 0.05% $0.22
CORP T&E DATA II DB REG W/FA 0.05% $0.22
CORP T&E DATA2 DB REG FLEET W/FA 0.05% $0.22
CORP ENH T&E DATA 2 DB REG W/FA 0.05% $0.22
CORP UTILITY DEBIT REG W/FA 0.05% $0.22
CORP ENH UTILITY DEBIT REG W/FA 0.05% $0.22
MC CHARITY COMM DEBIT REG W/FA 0.05% $0.22
CORP STANDARD DEBIT REG W/FA 0.05% $0.22
CORP ENH STANDARD DB REG W/FA 0.05% $0.22
MC SMALL TKT COMM DB REG W/FA 0.05% $0.22
CORP REFUND GRP 1 - DB REG W/FA 0.00% $0.00
CORP REFUND GRP 2 - DB REG W/FA 0.00% $0.00
CORP REFUND GRP 3 - DB REG W/FA 0.00% $0.00
CORP REFUND GRP 4 - DB REG W/FA 0.00% $0.00
MC INTL CREDIT VOUCHER DB REG 0.00% $0.00
MC INTL CREDIT VCHER DB REG W/FA 0.00% $0.00
INTL ELECTRONIC DEBIT REG Eliminated  
INTL MERCHANT UCAF DEBIT REG Eliminated  
INTL FULL UCAF DEBIT REG Eliminated  
INTL CONSUMER STANDARD DEBIT REG Eliminated  
INTL COMM STANDARD DEBIT REG 0.05% $0.21
INTL CORP PURCH DATA II DB REG 0.05% $0.21
INTL PURCH LARGE TICKET DB REG 0.05% $0.21
INTL PURCH STANDARD DEBIT REG 0.05% $0.21
INTL ELECTRONIC PREM DEBIT REG Eliminated  
INTL MERCHANT UCAF PREM DB REG Eliminated  
INTL FULL UCAF PREMIUM DEBIT REG Eliminated  
INTL CONSUMER STND PREM DB REG Eliminated  
MC INTL SMALL TKT DEBIT REG 0.05% $0.21
MC INTL SMALL TKT TIER 1 DB REG 0.05% $0.21
MC INTL SMALL TKT COMM DB REG 0.05% $0.21
INTL ELECTRONIC DEBIT REG W/FA Eliminated  
INTL MERCHANT UCAF DB REG W/FA Eliminated  
INTL FULL UCAF DEBIT REG W/FA Eliminated  
INTL CONS STND DEBIT REG W/FA Eliminated  
INTL COMM STND DEBIT REG W/FA 0.05% $0.22
INTL PURCH DATA II DB REG W/FA 0.05% $0.22
INTL PURCH LARGE TKT DB REG W/FA 0.05% $0.22
INTL PURCH STANDARD DB REG W/FA 0.05% $0.22
INTL ELECTRONIC PREM DB REG W/FA Eliminated  
INTL MERCH UCAF PREM DB REG W/FA Eliminated  
INTL FULL UCAF PREM DB REG W/FA Eliminated  
INTL CONS STND PREM DB REG W/FA Eliminated  
MC INTL SMALL TKT DEBIT REG W/FA 0.05% $0.22
MC INTL SMALL TKT TR1 DB REGW/FA 0.05% $0.22
MC INTL SM TKT COMM DB REG W/FA 0.05% $0.22
INTL SUPER PREMIUM ELECTRONIC RE Eliminated  
INTL SUPER PREMIUM FULL UCAF REG Eliminated  
INTL SUPER PREMIUM MERCH UCAF RE Eliminated  
INTL SUPER PREMIUM STANDARD REG Eliminated  
INTL SUPER PREM ELECT DRF Eliminated  
INTL SUPER PREM FULL UCAF DRF Eliminated  
INTL SUPER PREMIUM MERCH UCAF DR Eliminated  
INTL SUPER PREMIUM STANDARD DRF Eliminated  
MC INTL US DEBIT REGULATED 0.05% $0.21
MC INTL US DEBIT REGULATED W/FA 0.05% $0.22
WORLD M/C MERIT III BASE 1.90% $0.10
WORLD M/C SUPERMARKET BASE 1.70% $0.10
WORLD M/C KEY ENTERED 2.20% $0.10
WORLD M/C MERIT I 2.20% $0.10
MC WORLD MERIT I - DAY CARE 1.60% $0.10
M/C WORLD MERIT 1 - INSU 1.43% $0.05
M/C WORLD MERIT 1 - REAL 1.43% $0.05
WORLD M/C STANDARD 3.15% $0.10
WORLD M/C UTILITY 0.00% $0.75
WORLD M/C T&E 2.25% $0.10
WORLD M/C RESTAURANT 1.85% $0.10
M/C U.S. MERCHANT UCAF 2.20% $0.10
M/C U.S. FULL UCAF 2.20% $0.10
WORLD M/C PETROLEUM BASE 2.00% $0.00
M/C WORLD PETROLEUM BASE MAX 0.00% $0.95
MC CHARITY WORLD 2.00% $0.10
WORLD M/C CONVENIENCE PURCHASE 1.90% $0.04
MC WORLD CONVENIENCE TIER 1 1.45% $0.00
  • Corporate Data Rate III    1.75% + $0.10
  • Corporate Data Rate II 1.90% + $0.10
  • Corporate Data Rate II Petroleum 1.90% + $0.10
  • Corporate Data Rate I 2.65% + $0.10
  • Business Utility 0.00% + $1.50
  • Corporate T&E II 2.35% + $0.10
  • Corporate Large Ticket 1 1.20% + $40.00
  • Business Charity 2.00% + $0.10
  • Corporate Standard 2.95% + $0.10

Restaurants

 

Card  Rate Per Item Total Cost
Regulated Debit 0.18% $0.24 $0.24
Visa Debit 1.68% $0.06 $0.07
Visa Credit 0.14% $0.06 $0.06
MC Debit 1.68% $0.06 $0.08
MC Credit 2.12% $0.04 $0.06
Disc Debit 1.93% $0.02 $0.04
Disc Credit 2.08% $0.02 $0.04
AMEX OB 2.17% $0.04 $0.06
Square 2.60% $0.10 $0.13
Card Rate Per Item Total
Debit Reg 0.18% $0.24 $0.24
Visa D 1.78% $0.17 $0.18
Visa C 0.14% $0.06 $0.06
MC D 1.78% $0.17 $0.19
MC C 2.42% $0.04 $0.06
Disc D 1.88% $0.22 $0.24
Disc C 2.20% $0.12 $0.14
Amex 2.47% $0.04 $0.06
Square 2.90% $0.30 $0.33
Card Rate Per Item Total
Debit Reg 0.18% $0.24 $0.24
Visa D 1.68% $0.06 $0.09
Visa C 0.14% $0.06 $0.06
MC D 1.68% $0.06 $0.09
MC C 2.12% $0.04 $0.08
Disc D 1.93% $0.02 $0.06
Disc C 2.08% $0.02 $0.06
Amex 2.17% $0.04 $0.08
Square 2.60% $0.10 $0.15

 

Card Rate Per Item Total
Debit Reg 0.18% $0.24 $0.24
Visa D 1.78% $0.17 $0.18
Visa C 0.14% $0.06 $0.06
MC D 1.78% $0.17 $0.19
MC C 2.42% $0.04 $0.06
Disc D 1.88% $0.22 $0.24
Disc C 2.20% $0.12 $0.14
Amex 2.47% $0.04 $0.06
Square 2.90% $0.30 $0.33

 

Card Rate Per Item Total
Debit Reg 0.18% $0.24 $0.24
Visa D 1.68% $0.06 $0.14
Visa C 2.49% $0.02 $0.14
MC D 1.68% $0.06 $0.14
MC C 2.03% $0.12 $0.22
Disc D 1.93% $0.02 $0.12
Disc C 2.08% $0.02 $0.12
AMEX 2.17% $0.04 $0.15
Square 2.60% $0.10 $0.23

 

Card Rate Per Item Total
Debit Reg 0.18% $0.24 $0.24
Visa D 1.78% $0.17 $0.25
Visa C 2.54% $0.02 $0.15
MC D 1.78% $0.17 $0.26
MC C 2.42% $0.04 $0.16
Disc D 1.88% $0.22 $0.31
Disc C 2.20% $0.12 $0.23
AMEX 2.47% $0.04 $0.16
Square 2.90% $0.30 $0.45

 

Card Rate Per Item Total
Debit Reg 0.18% $0.24 $0.25
Visa D 1.68% $0.06 $0.22
Visa C 2.49% $0.02 $0.27
MC D 1.68% $0.06 $0.23
MC C 2.03% $0.12 $0.32
Disc D 1.93% $0.02 $0.21
Disc C 2.08% $0.02 $0.23
AMEX 1.77% $0.06 $0.24
Square 2.60% $0.10 $0.36

 

 

Card Rate Per Item Total
Debit Reg 0.18% $0.24 $0.25
Visa D 1.78% $0.17 $0.34
Visa C 2.54% $0.02 $0.27
MC D 1.78% $0.17 $0.35
MC C 2.42% $0.04 $0.28
Disc D 1.88% $0.22 $0.41
Disc C 2.20% $0.12 $0.34
AMEX 1.77% $0.06 $0.24
Square 2.90% $0.30 $0.59