Standard is a Visa Interchange rate on downgraded credit card sales. It's similar to an EIRF downgrade, except the sale was settled 48 hours after the authorization.

Interchange fee: 2.70% + $0.10

Standard Interchange Reimbursement Fee is the Visa Interchange rate for a base card type credit transaction settled 3 or more days after authorization, or paper processed.

  1. Transaction settled 3 or more days after authorization.
  2. Paper processed.