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EIRF stands for Electronic Interchange Re-Imbursement Fee. It's a Visa Interchange rate on sales that have been downgraded for either not settling within 24 hours of the authorization, missing data elements, or the authorization is different than the settlement.
Interchange fee: 2.30% + $0.10
- Electronically authorized and settled transaction without CPS compliance data elements.
- Transaction settled within 2 days of authorization.