CPS Retail 2 Card Present Debit

CPS Retail 2 Card Present Debit is a Visa Interchange rate for a Debit card transaction at an Emerging Market merchant location. Visa is attempting to encourage the use of Visa products for payment in Emerging Markets.

Interchange fee: 0.65% + $0.15

Change History:

  • 0.80% + $0.25 April 2011

Primary Qualifications:

  • Transaction can be full magnetic stripe read or key-entered. 
  • Transaction settled within 1 days of authorization, authorization response data included in settled transaction.
  • Transactions must be from one of the following sic codes: 9211 (Court Costs), 9222 (Fines), 9399 (Government Services), 8211 (Elementary and Secondary Schools), 8220 (Colleges and Universities), 8299 (Schools and Educational Services), 5960 (Direct Marketing - Insurance Services), 6300 (Insurance Sales / Underwriting / Premiums), 4899 (Cable TV), 5968 (Direct Marketing - Subscriptions), 5983 (Fuel Dealers), 8351 (Child Care Services), 8398 (Charitable).
  • Developing Markets Only