US Merchant UCAF

US Merchant Universal Cardholder Authentication Field (UCAF) is the MasterCard Interchange rate for a base card type card not present ecommerce credit transaction.

Interchange Fee: 1.95% + $0.10

Change History:

  • 1.89% + $0.10 October 2019
  • 1.58% + $0.10 October 2014

Primary Qualifications:

  • Consumer card, Card Acceptor ID, Name, Street Address, City, Postal Code and Country Code, Electronic Commerce Security Level Indicators and Terminal Types for UCAF must be present
  • Settled within 4 days
  • Conducted with Merchant Security only.

What does UCAF stand for?

UCAF stands for Universal Cardholder Authentication Field.