US Full Universal Cardholder Authentication Field (UCAF) is the MasterCard Interchange rate for a base card type card not present ecommerce credit transaction.

  • Interchange: 1.78% + $0.10

Interchange fee: 1.95% + $0.10

Primary Qualifications:

  • Consumer card, Card Acceptor ID, Name, Street Address, City, Postal Code and Country Code, Electronic Commerce Security Level Indicators and Terminal Types for UCAF must be present
  • Settled within 4 days
  • Conducted with Merchant Security and Cardholder verification.

Change History:

  • 1.68% + $0.10 October 2014
  • 1.89% + $0.10 October 2019

What does UCAF stand for in MasterCard interchange?

UCAF stands for Universal Cardholder Authentication Field.