High Value Utility

High Value Utility is the MasterCard Interchange Fee for a high value rewards card credit transaction by a registered utility.

Interchange fee: 0.00% + $0.75

Primary Qualifications:

  • Transaction can be full magnetic stripe read or key-entered.  Transaction settled within 1 days of authorization, authorization response data included in settled transaction.
  • Transactions must be from a 4900 sic code.
  • Registration is required and the assigned registration code must be passed to MasterCard in the settlement record.
  • The sixth position of the approval code must be either an "S" meaning participation in MasterCard High Value or "T" meaning participation in MasterCard High Value and MasterCard Product Graduation.