Zero Cost Credit

Eliminate credit card processing fees with surcharging.

Card brand rules now permit a surcharge to be applied on credit card transactions. Merchants are not allowed to add a fee onto debit cards. Zero Cost Credit automatically applies a 3.5% surcharge on credit card sales while allowing debit cards to be processed without a surcharge, providing a fully compliant surcharging solution for all merchant types: in person, over the phone, and online.

Seamless Credit Card Surcharging

Seamless Credit Card Surcharging

  • You keep 100% of every credit card sale.
  • Customers can always choose debit for a no fee option.
  • Works seamlessly on terminals, mobile devices, and online.

Zero Cost Credit is not available in all states and in some states additional terms apply.